Moneysplain

February 2026

A Bigger Tax Refund Isn’t a Bonus

It’s simply a measure of overpayment

Feb 24 • Mike @ Moneysplain

1

Tax Deductions vs. Tax Credits

Frequently confused. Very different.

Feb 17 • Mike @ Moneysplain

3

Income Types and How They're Taxed

The basic income categories that shape your federal tax bill

Feb 10 • Mike @ Moneysplain

2

Two Investors, Different Timelines

A brief visual example of the power of starting early

Feb 3 • Mike @ Moneysplain

4

2

January 2026

Income vs. Wealth

Why earning more doesn’t always make you rich

Jan 27 • Mike @ Moneysplain

7

1

Opening a Custodial Roth IRA

Open it, fund it, and put it on autopilot

Jan 20 • Mike @ Moneysplain

6

Teen With a Job? Open a Roth IRA Now

0% federal tax. Ever. And decades of compound growth.

Jan 13 • Mike @ Moneysplain

6

Roth IRA and the 0% Tax Bracket

The tax details behind Roth IRAs for working teens

Jan 13 • Mike @ Moneysplain

3

Where Your Money Goes (Part 3)

Investing

Jan 6 • Mike @ Moneysplain

2

December 2025